Privacy Policy

Overview

ZLN Finance is committed to protecting your privacy. This Privacy Policy describes the ways that personally identifiable and anonymous information about our online users is gathered through our website and what we do with that information. The practices described in this policy are applicable to current and former customers and to consumers who do business with us. The policy also explains how we protect the confidentiality and security of our customer information.

This Privacy Policy does not apply to any information that You may provide to third parties. You should contact such third parties directly to determine their respective privacy policies. By visiting ZLNFinance.com, you agree that your visit, and any dispute over privacy, is governed by this Privacy Policy.

ZLN Finance collects personally identifiable information, such as your email address, name, home or work address or telephone number. ZLN Finance also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

There is also information about your computer hardware and software that is automatically collected by ZLN Finance. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by ZLN Finance for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the ZLN Finance Web site.

ZLN Finance encourages you to review the privacy statements of Web sites you choose to link to from ZLN Finance so that you can understand how those Web sites collect, use, and share your information. ZLN Finance is not responsible for the privacy statements or other content on Web sites outside of ZLN Finance.

USE OF YOUR PERSONAL INFORMATION

ZLN Finance collects and uses your personal information to operate the ZLN Finance Web site and deliver the services you have requested. ZLN Finance also uses your personally identifiable information to inform you of other products or services available from ZLN Finance and its affiliates. ZLN Finance may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Any information you provide to us (i.e. name, email address, etc.) when you request information or use any of the other interactive portions of our Website, is securely maintained on our Web servers and internal systems. This information may be used to provide you with information you’ve requested about our company, our products and our services, or to provide you with special notices, automotive information, special promotions and other commercial offers that we think may be of interest to you. Though we hope you’ll find these communications informative and useful, if you don’t, you can always unsubscribe by following the simple instructions included in each email. This data may also be used to tailor your experience on our sites by providing content that is relevant to your interests and geographic region.

ZLN Finance does not sell, rent or lease its contact lists to third parties. ZLN Finance may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, telephone number) is not transferred to the third party. In addition, ZLN Finance may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to ZLN Finance, and they are required to maintain the confidentiality of your information.

ZLN Finance does not use or disclose sensitive personal information, such as race, religion, or political affiliations.

ZLN Finance keeps track of the Web sites and pages our customers visit within ZLN Finance, in order to determine what ZLN Finance services are the most popular. This data is used to deliver customized content and advertising within ZLN Finance to customers whose behavior indicates that they are interested in a particular subject area.

ZLN Finance Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on ZLN Finance or the site; (b) protect and defend the rights or property of ZLN Finance; and, (c) act under exigent circumstances to protect the personal safety of users of ZLN Finance, or the public.

USE OF COOKIES AND SESSION IDs

ZLN Finance web sites use “cookies” and/or session IDs to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. A session ID is the same as a cookie except the text file is saved on our servers, not your computer. Neither Cookies nor session IDs can be used to run programs or deliver viruses to your computer. Cookies and session IDs are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie and session ID to you.

One of the primary purposes of cookies and session IDs is to provide a convenience feature to save you time. They tell the Web server that you have returned to a specific page. For example, by not requiring you to re-enter your search after viewing each listing, it simplifies the process so you can easily use the ZLN Finance features.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the ZLN Finance services or Web sites you visit.

Privacy is important, especially in today’s digital world. This privacy policy applies to all ZLN Finance websites and all dealer websites hosted by ZLN Finance, as well as websites hosted on behalf of our partners, advertisers and clients, collectively known as ZLN Finance “websites”. This policy only applies to ZLN Finance, not to any companies that ZLN Finance does not own, or to any persons not employed by ZLN Finance.

INFORMATION COLLECTION AND USE

ZLN Finance uses first-party cookies, which are small text files with a single string of 100% anonymous text or numbers, to collect anonymous visitor information. This information is used to evaluate visitors’ use of the website and to compile statistical reports on website activity using our Web Analytics vendors. ZLN Finance does not collect any Personally Identifiable Information (PII) about website vendors using these tools.

Neither ZLN Finance nor the Web Analytics vendors will link, or seek to link, an IP address with the identity of a computer user. ZLN Finance will not associate any data gathered from this site with any personally identifiable information from any other source.

Information recorded by these methods includes browser type, software and hardware attributes, IP address, and any pages you viewed.

When you voluntarily provide information such to us such as your name, email address, or phone number, you are not anonymous to us. When you send email, submit a form, or send other communications using ZLN Finance websites, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

ZLN Finance uses information for the following general purposes: to customize the content you see, fulfill your requests for information, improve our services, contact you, conduct research, and provide reporting for our clients.

INFORMATION SHARING AND DISCLOSURE

SMS opt in and Phone numbers collected for Communications purposes will not be shared with Third parties and affiliates for Marketing.

ZLN Finance does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide the information or services you’ve requested or under the circumstances described below.

ZLN Finance may provide your personal information in response to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. We may also provide your personal information when we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of ZLN Finance’s policies, or as otherwise required by law.

ZLN Finance may share with third parties certain pieces of aggregated, non-personal information, such as the number of users who searched for a particular vehicle, for example, or how many users clicked on a particular link. Such information does not identify you individually.

We reserve the right to send you certain communications such as service announcements and administrative messages relating to ZLN Finance.

Please contact us with any questions about the management or use of personal data at roberts@wfa-capital.com.

SECURITY OF YOUR PERSONAL INFORMATION

Our intent is to provide privacy, integrity, and authentication in regards to our Internet communication. The security measures we have taken are intended to secure and encrypt your data, so that a third party cannot capture, read or access the information while it is in transit between your computer and our system.

ZLN Finance secures your personal information from unauthorized access, use or disclosure. ZLN Finance secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Specifically, we use standard-based Internet protocols to safeguard the information you provide during the purchase, payment and most information submittal processes. We use a secure server implementing the Secure Sockets Layer (SSL) protocol to interact with you when you provide personal information during the purchase and payment processes. These processes use 128 bit encryption. You can tell if you are using a Web browser that supports SSL if a “padlock” icon appears in the browser address bar on your screen.

ZLN Finance limits internal access to our servers databases and require that ZLN Finance employees adhere to high standards of ethics and integrity in performing their jobs and conducting business. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. ALL employees are kept up-to-date on our security and privacy practices.

CHANGES TO THIS PRIVACY POLICY

ZLN Finance may update this policy from time to time and will post any changes on this page.